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**ALERT**

All CBT locations will close on Friday, June 21, 2024, at 5:00 pm for scheduled system maintenance & remain closed throughout the weekend.

CBT 24-Hour Banking services will be temporarily unavailable throughout the weekend. Regular banking hours and services will resume Monday, June 24, 2024 at 8:00 am. Please plan in advance for weekend banking needs! 

Personal Checking 

All checking accounts include a debit card of your choice, access to Online Banking & Bill-Pay, eStatements (optional, but recommended for security), and ATMs available in Monticello (5), Warren (2), Hermitage, and Hampton


Unlimited Checking

Budget Account

  • No minimum balance requirement
  • $0.25 per check, substitue check withdrawal; no charge for withdrawals by debit card & ACH (foreign ATM fees apply for non-Commercial Bank ATMs)

Unlimited Checking with Benefits 

Secure Checking Club

  • ID Protect
  • Cellular Telephone Protection
  • Travel & Leisure Discounts
  • Gas & Gift Cards
  • Shopping Rewards
  • $1,000+ eliminates service charge
  • $600- $999.99 is $4 monthly
  • <$600 is $6 monthly
    • Service charge reduced $2 monthly if enrolled in & receiving e-statement

Classic 50 

(for those age 50+)

  • No minimum balance requirement
  • No monthly maintenance charge
  • Free Checks
  • Free Notary Service
  • No issue charge for Money Orders
  • No issue charge for Cashier’s Checks

Interest-bearing Unlimited Checking

NOW Account

  • $500 minimum balance requirement
  • Interest-bearing account
  • $10 monthly service fee and 0% APR if minimum balance is breached

Limited Checking Accounts

SUPER NOW

  • 6 free withdrawals per statement cycle, then $1 each
  • $1,000 minimum balance requirement
  • Interest-bearing account
  • $15 monthly service fee and 0% APR if minimum balance is breached

Rise Money Market

  • 6 free withdrawals per statement cycle, then $5 each
  • $25,000 minimum balance requirement to earn interest with tiers:
    • $25,000 - $99,999.99 pays 3.00% APY
    • $100,000 - $499,999.99 pays 4.00% APY
    • $500,000+ pays 4.30% APY
  • $15 monthly service fee if minimum balance requirement not maintained

This limited-activity account has interest rate tiers that is designed to ‘rise’ as account balances grow.  It’s a great place to ‘park’ savings and transfer into business or personal accounts as needed. It is not eligible for financial institutions or public entities seeking deposit collateralization.

 

CONTACT US

MAIN BANK
870-367-6221

24-HOUR BANK LINE
870-367-BANK (2265)


Report Lost/Stolen Debit/ATM Card:

Business Hours: 870.367.6221

After Hours: 800.500.1044

FDIC and Equal Housing Lender

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